WHEN IT COMES TO LOANS... TALK WITH SOMEONE WHO KNOWS
The link provided at the bottom of this page leads to lots of useful & general financing information. It's important to keep in mind though there are dozens, if not hundreds, of different loan products out there today designed to meet an ever growing list of needs & profiles. Good credit, bad credit, big down, little down, no down, for the salaried, the self-employed, the 1st time buyer, fixed, adjustable, fixed then adjustable, the list goes on and on. Not only do more people have more loans to choose from than ever before, available terms, fees and interest rates can and will vary widely depending upon your basic qualifications (employment history, income, down payment & credit score).
A good loan officer knows the market and earns money in return for matching the best available product(s) with your individual circumstances. Familiar with the rules & typically working on commission, they are skilled at getting loans approved. The importance of this point cannot be overstated, particularly for borrowers whose qualifications leave even a little something to be desired.
Regardless of your situation and/or history, drawing any conclusions about your own financing options or creditworthiness, without the guidance of a knowledgeable and determined loan officer who is working on your behalf, is a mistake that can cost you time and money.
It's our business to know people who are good at doing loans. Contact your Cozland Corp. Representative for help & more information. If you're not presently working with one of our representatives, please submit your request to our Q&A Hotline.
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